Call for insurers to make Funeral Payment Pledge to bereaved families awaiting full life insurance payments

30 September 2016

insight

  A group of life insurance brokers and advisers have called on insurers to advance bereaved families money to pay for funeral costs while they wait for life insurance claims to be fully processed and paid. The Protection Distributors Group, which consists of ten leading intermediary firms in the UK protection market is concerned that […]

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Expert Opinion: For investment grade corporate bonds it will be the rate move that dominates total returns short-term

30 September 2016 by Chris Iggo

insight

One of the fundamental implications of quantitative easing (QE) in the bond markets has been the impact of pricing of the highest quality bond assets. Investors pay a cost (in terms of reduced yield) to own the safest of assets. But increasingly they get pushed down the credit curve so over time ratings buckets become […]

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Britons in their early 30s see average wealth slump by half compared with those born the decade before – IFS study shows

30 September 2016

insight

Britons born in early 1980s have accumulated about half the wealth that those born in 1970s when they were in their early 30s a report from the Institute for Fiscal Studies has shown. People born in the early 1980s have average (median) net household wealth of £27,000 per adult – including housing, financial and private […]

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Lower sterling brings Brexit bonus for FTSE 100 but what comes next? AJ Bell examines the forecasts

30 September 2016

insight

The weakness of the pound following the Brexit vote has resulted in earnings forecasts, dividend forecasts and dividend cover forecasts for the FTSE 100 all increasing over the last three months.  Trading platform AJ Bell has analysed the consensus forecasts for all 100 members of the benchmark and aggregated them to provide a forward looking […]

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Three in five under 30s don’t know what a workplace pension is

29 September 2016

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Nearly half (40%) of 18-30 year olds consider their knowledge of pensions to be poor or very poor and three in five (60%) don’t know what a workplace pension is according to research* from workplace pensions provider NOW: Pensions. When asked why they consider their knowledge of pensions to be poor, two in five (42%) […]

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London workers could save themselves £450,000 on a home with a one hour rail commute

28 September 2016

insight

London workers could save themselves almost £450,000 (60%) on the cost of a home if they are willing to live outside of the city and commute daily for an hour each way, according to the latest research by Lloyds Bank. Towns which are an hour’s commute from central London, such as Wellingborough, Southend, Sittingbourne and […]

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QE economies poised on a knife-edge between inflation and recession

28 September 2016

insight

Jan Dehn, head of research at Ashmore, suggests that a fear of policy decisions in developed economies is completely rational; the effect of a bad policy decision is heavily exacerbated when made under already bad conditions. He explains how QE economies are poised on a fine knife-edge between recession and inflation, saying that small policy […]

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Deutsche Bank distractions

28 September 2016

insight

Mark Holman, CEO of TwentyFour Asset Management, looks at the prospects for Deutsche Bank and that US Justice department fine. There are a number of themes building in markets but what is lacking at the moment is a clear directional driver. We have had the Fed, we have had profit taking, we now have US […]

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Investors flock to take lifetime allowance protection on their pension savings

28 September 2016

insight

Some 17,453 applications have been received for lifetime allowance protection since the online service was launched on 28th July says HMRC. It has also received 617 applications related to the 2014 reduction in allowance from £1.5 million to £1.25 million. Nathan Long, senior pension analyst at Hargreaves Lansdown says: “Pension investors have flocked to register […]

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Expert Opinion: From Arkwright’s to Amazon

28 September 2016 by Steve Herbert

insight

Napoleon Bonaparte once derisively described Britain as a “nation of shopkeepers”. It was and is a rather lame insult, but like many such comments contains more than a grain of truth.  For despite our tiny geographical presence the UK remains one of the largest economies in the world. So shopkeepers and business people we Brits […]

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