In the US, cheapest funds three time more successful than most expensive, Morningstar study finds

6 May 2016

insight

The most expensive funds are much less likely to outperform research from Morningstar in the US fund market shows. The research firm says it demonstrates that expense ratios are proven predictors of future fund performance. Funds with lower expenses have higher “success ratios,” which indicate the percentage of funds that survived and outperformed their category […]

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Expert Opinion: US Treasuries could be a hedge against Brexit

6 May 2016 by Chris Iggo

Bonds

Political events can be key market drivers and ahead we have the UK referendum, renewed Spanish elections and the big one in the US later this year. However, markets are reasonably calm at the moment having experienced a strong two month performance. The time might be right to take a little risk off the table […]

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BT profits flattered by EE acquisition

5 May 2016

insight

BT has reported an 11% growth in profits before tax in the latest quarter, but this figure is nudged up by the acquisition of EE says Hargreaves Lansdown. Excluding EE, the company’s results show a more modest growth in annual profits of 1%, helped by performance in BT’s consumer division, in particular sales of BT […]

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Bank numbers not pretty, but low interest rates are unpinning other asset classes

5 May 2016

insight

Rowan Dartington Signature’s managing director Guy Stephens says the main beneficiaries of the on-going downward pressure on interest rates have been other investment asset classes such as equities and property. But valuations look high. The last week or so has seen a host of UK, US and European banks reporting their quarterly numbers.  The reading […]

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Nearly a third of UK professionals want a sabbatical – preferably 6 years from retirement

4 May 2016

insight

Almost a third (31%) of UK professionals anticipate taking a sabbatical of at least six months from work before they retire, according to new research commissioned by Investec Wealth & Investment.   Travel is the main driver behind taking a sabbatical, cited by 51% of respondents, followed by more family time (30%).  A quarter (25%) of […]

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Huge jump in SMEs worried about Brexit’s impact since last summer

3 May 2016

insight

Business owners are becoming increasingly wary of the impact of a potential Brexit, according to the latest Smith & Williamson Enterprise Index.  Some 81% of respondents felt that Britain leaving the EU would negatively impact their business, up 13% from June 2015. Guy Rigby, head of entrepreneurial services at Smith & Williamson, the accountancy, investment […]

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Federal Reserve may restrict itself to one rate rise this year says BlackRock

29 April 2016

insight

Rick Rieder, Chief Investment Officer of Global Fixed Income at BlackRock discusses yesterday’s Fed statement below. The Federal Reserve may well restrict itself to one rate rise this year if the US labour market deteriorates further. The Fed is also concerned with risks abroad says BlackRock.   “Just as we described at last month’s policy […]

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RBS – a loss, a delay and dividend payments kicked into the long grass say analysts

29 April 2016

insight

RBS losses have widened to £938m following £1.2bn one-off dividend payment to its largest shareholder the British government. The bank has also warned that it may miss deadline to divest its Williams & Glyn division with analysts saying that this means the bank is even further from restoring dividend payments. They are suggesting that mainstream […]

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IFAs are offering advice on small retirement and investment pots despite widespread talk of minimum investments

28 April 2016

insight

It may be easier for investors with small pots of money to obtain independent financial advice than may have been previously thought. While there has been much discussion of minimum amounts that investors must have before an adviser will take them on as a client, research of 233 advice firms by watchdog the Financial Conduct […]

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Cash Isa savers “playing financial russian roulette” by closing accounts to chase higher rates

28 April 2016

insight

Isa savers who are closing their accounts to move money into higher interest current accounts are playing the financial equivalent of Russian roulette with their savings, warns Savings Champion. While current cash ISA rates are woefully low, shifting wholesale from these products to chase a higher interest rate is now too short-sighted and a more sophisticated strategy […]

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