Nearly a third of UK professionals want a sabbatical – preferably 6 years from retirement

4 May 2016

insight

Almost a third (31%) of UK professionals anticipate taking a sabbatical of at least six months from work before they retire, according to new research commissioned by Investec Wealth & Investment.   Travel is the main driver behind taking a sabbatical, cited by 51% of respondents, followed by more family time (30%).  A quarter (25%) of […]

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Huge jump in SMEs worried about Brexit’s impact since last summer

3 May 2016

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Business owners are becoming increasingly wary of the impact of a potential Brexit, according to the latest Smith & Williamson Enterprise Index.  Some 81% of respondents felt that Britain leaving the EU would negatively impact their business, up 13% from June 2015. Guy Rigby, head of entrepreneurial services at Smith & Williamson, the accountancy, investment […]

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Federal Reserve may restrict itself to one rate rise this year says BlackRock

29 April 2016

insight

Rick Rieder, Chief Investment Officer of Global Fixed Income at BlackRock discusses yesterday’s Fed statement below. The Federal Reserve may well restrict itself to one rate rise this year if the US labour market deteriorates further. The Fed is also concerned with risks abroad says BlackRock.   “Just as we described at last month’s policy […]

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RBS – a loss, a delay and dividend payments kicked into the long grass say analysts

29 April 2016

insight

RBS losses have widened to £938m following £1.2bn one-off dividend payment to its largest shareholder the British government. The bank has also warned that it may miss deadline to divest its Williams & Glyn division with analysts saying that this means the bank is even further from restoring dividend payments. They are suggesting that mainstream […]

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IFAs are offering advice on small retirement and investment pots despite widespread talk of minimum investments

28 April 2016

insight

It may be easier for investors with small pots of money to obtain independent financial advice than may have been previously thought. While there has been much discussion of minimum amounts that investors must have before an adviser will take them on as a client, research of 233 advice firms by watchdog the Financial Conduct […]

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Cash Isa savers “playing financial russian roulette” by closing accounts to chase higher rates

28 April 2016

insight

Isa savers who are closing their accounts to move money into higher interest current accounts are playing the financial equivalent of Russian roulette with their savings, warns Savings Champion. While current cash ISA rates are woefully low, shifting wholesale from these products to chase a higher interest rate is now too short-sighted and a more sophisticated strategy […]

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BHS pension scheme liabilities will not fall on taxpayers

28 April 2016

insight

The BHS pension is extremely unlikely to fall on the taxpayer as the safety net is provided by the Pension Protection fund unwritten by annual levies from the pension schemes of solvent employers. Experts have also pointed out that while BHS workers who have not yet retired will take a hit to their pension, 90% […]

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A holiday in Columbia – tourism on the rise but what should investors make of it?

27 April 2016

insight

Dr Mark Mobius, Templeton Emerging Markets Group discusses the rise of tourism in Colombia and the opportunities this offers investors in his account of a recent trip below In the past, Colombia had a somewhat dubious reputation among travellers that, unfortunately, kept many from experiencing its numerous charms. Colombia’s government and its people have risen […]

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Keep Apple’s revenue fall in perspective says Hargreaves Lansdown

27 April 2016

insight

Apple shares fell by 7% in after-hours trading as it reported its first revenue decline in 13 years, and the first-ever decline in unit sales of the iPhone. Apple reported revenues of $50.6bn for the first three months of the year, down 13% from the year before (down 9% in constant currency), with earnings per […]

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The top 20 things buyers hate about your home

27 April 2016

insight

Damp, poor maintenance and nasty smells top the list of turn-offs for potential homebuyers according to new research by Gocompare.com Mortgages. The survey, which compiled the top 20 concerns, found that damp was the biggest area of concern for house-hunters.  Most (71%) of those surveyed said that evidence of damp patches on walls or ceilings […]

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