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November 24, 2014 - Latest:

2015 sunshine for equities – but lower Chinese growth may drag on emerging markets

19 November 2014

Christmas appears to be earlier each year – it often hits stores before many of us have opened our summer sunblock. It’s not much different with economic and stock market [...]

The most tax efficient ways to give to charity

14 November 2014

Leaving money to charity when you die not only helps a good cause but can cut the inheritance tax (IHT) bill for your family. Not only is money left to [...]

Energy errors: incorrect billing costs consumers £280m and Scottish Power is worst offender

14 November 2014

Bill errors have left more than three million energy customers £280 million out of pocket, with Scottish Power the worst offender. Incorrect bills have cost consumers an average of £78, [...]

Are you a secret shopper? Half of Britons admit to telling financial fibs

7 November 2014

From secret shopping sprees to hidden debt, nearly half of British adults has admitted to telling financial fibs. Research by Standard Life shows 48% of people have told a lie [...]

5 million join ‘stretched middle’, supporting older or younger family members

24 October 2014

Five million Britons have been caught in the ‘stretched middle’ financially supporting younger or older family members. With elderly parents living longer and grown up children unable to fly the [...]

Standard Life in final push to reunite investors with £113 million of assets still unclaimed from 2006′s demutualisation

13 October 2014

Standard Life is launching another major exercise to reunite people with £113 million* of assets that have still to be claimed following the demutualisation of The Standard Life Assurance Company [...]

Funeral costs leave Britons £142m in debt

10 October 2014

Britons are living with £142 million of debt after struggling to pay the average £3,551 cost of a funeral. Figures from Royal London show individuals are struggling to pay for [...]

Car insurance premiums increase for first time in three years

10 October 2014

The cost of insuring a car has risen for the first time in more than three years and more increases are expected. The average cost of annual comprehensive car insurance [...]

Unmarried couples warned about lack of rights despite intestacy rule change

3 October 2014

The rules around intestacy are being updated but unmarried couples are still not being recognised and individuals who die without a will run the risk of leaving their partner without [...]

Eight elderly people a day forced to sell home to cover care costs

26 September 2014

Councils are forcing eight elderly people a day to use their homes to pay for long-term care costs, a Freedom of Information request has revealed. The request, placed by NFU [...]

Allow consumers to compare energy costs like petrol prices, says Which?

12 September 2014

Just one in five people trust their energy supplier to charge a fair price, leading consumer group Which? to call for a more transparent way to compare costs. The group [...]

Culture of financial mis-selling unchanged for a decade, says consumer champion

12 September 2014

The culture of mis-selling and distrust in financial services has been unchanged for a decade as companies put profits before customers. Sue Lewis, chair of the Financial Services Consumer Panel, [...]

Insurer Skandia U-turns on plan to stop Invesco Perpetual investment

5 September 2014

Insurer Skandia has u-turned on its controversial decision to stop investors money being put in Invesco Perptual income funds in favour of veteran fund manager Neil Woodford’s new fund. In [...]

British adults believe they have lost £428 per person by failing to understand financial jargon and small print

3 September 2014

The British public believes that misunderstanding financial terms and conditions cost an average of £428 per person in the last 12 months or a staggering total for the adult population [...]

Workers can expect salary drop of £400 a year when they turn 50

6 August 2014

Workers can expect a salary drop of £400 per year once they turn 50, according to Office for National Statistics earnings data analysed by pension firm Friends Life. The majority [...]

UK parents offering average £610 reward to older children for doing well in exams

5 August 2014

UK parents are offering their children as much as £610 as a reward for passing their exams with good grades research from Gocompare.com has found. Some 61% of parents with [...]

Scrap pensions in favour of cradle-to-grave ‘lifetime ISA’, says think-tank

4 August 2014

The government has been urged to scrap pensions and put in place a ‘lifetime ISA’ that follows a person from cradle to grave. A new report from the think-tank Centre [...]

Your glasses may be stylish but is your eye test more important? The MM interview

22 July 2014

The Mindful Money interview with Jeremy Chadwick, managing director, VSP Vision Care VSP Vision Care is a global firm specialising in providing eye care to employees as a workplace benefit. [...]

Independent, restricted or simplified: what type of financial advice are you getting?

11 July 2014

Most people will need financial advice at some point in their lives but not all ‘advice’ is created equal and consumers need to make sure they know exactly what they’re [...]

British ex-pats in the Eurozone see value of state pension rise 26% in five years as sterling strengthens

9 July 2014

British expats who live in Eurozone countries will have seen their State Pension income increase by 10 per cent in a year says Prudential. UK Pensioners living in the Eurozone [...]

Just like Bill Gates – 10% of over 50s not planning to leave their children money

8 July 2014

Parents are following in the footsteps of Bill Gates and aren’t planning to leave all of their wealth to their children, a study by Skipton Financial Services has revealed. As [...]

Rural families paying 6 per cent more for childcare with nearly a third close to just one nursery

13 May 2014

Rural families face higher costs for childcare than their urban counterparts, while having limited family support available, suggests the latest Countryside Living Index published by NFU Mutual. The survey compares [...]

Don’t get caught in the IHT trap as property prices soar

13 May 2014

Rising house prices may be good news for homeowners now but it may become a problem in the long-term if they fail to consider the impact on inheritance tax (IHT). [...]

One in five have only stayed in a relationship for financial reasons some for more than three years

28 April 2014

Nearly one in five people in the UK say they have had to stay in a romantic relationship for longer than they wanted because they could not afford to break [...]

The UK’s first-time parents are together spending almost £500m preparing for their baby’s arrival

22 April 2014

First-time parents in the UK are together spending more than £492m every year on the likes of prams, baby clothes, cots and car seats research from Aviva has found. This [...]

Copenhagen, Geneva and Brussels are most expensive airport taxis per kilometre in Europe

16 April 2014

It may be too late to change your Easter break holiday destination, but one travel currency specialist has worked out the most expensive and cheapest taxi runs from Europe’s airports [...]

One in ten say it is not important to save

16 April 2014

More than one in 10 UK adults do not think it’s important to regularly save money for the future. New research* for alternative account provider thinkmoney reveals that 12.4% of [...]

The financial services industry must rise to the challenge of the budget and ensure investors benefit fully

7 April 2014

Lee Robertson, CEO of financial planning firm Investment Quorum says the financial industry must get things right following the budget. The budget has just proven to be a retail savings [...]

Are you likely to be caught by the pension lifetime allowance changes and if so what are your options?

24 February 2014

Financial planning expert, Investment Quorum’s Lee Robertson looks at the risks that you might be caught by the cut in the pension lifetime allowance due from 6 April this year [...]

Take advantage of your Isa allowance now and enjoy the long-term rewards

11 February 2014

UK taxpayers who have taken full advantage of the tax-free benefits of cash Isas every year since their introduction in April 1999 would be almost £5,000 richer than if the [...]

Monarchy could save nearly £50,000 a year if it switched energy suppliers for Buckingham Palace argues Gocompare

29 January 2014

Comparison site Gocompare.com has calculated that the British monarchy could save nearly £50,000 of taxpayers’ money if they switched energy providers for Buckingham Palace alone. The Public Accounts Committee, reporting [...]

What are the tax planning options for higher earners?

8 December 2013

It has become increasingly difficult for wealthier people and high earners to manage their financial affairs tax efficiently. Despite the Chancellor’s Autumn Statement passing relatively painlessly, taxes have risen significantly [...]

Financial planners offering free surgeries across the UK to mark Financial Planning Week. But you may need to be quick

25 November 2013

The United Kingdom’s financial planners are to offer free financial check ups this week as part of financial planning week. The trade body, the Institute of Financial Planning is offering [...]

Insurer Partnership says councils face flood of inquiries when £72,000 care cap is introduced

21 November 2013

The introduction of the £72,000 Care Cap in April 2016 should see councils experience a surge of inquiries as people contact them for assessments in order to start their care [...]

Are you getting value for money from your financial adviser?

20 November 2013

It is almost a year since the City watchdog overhauled the financial advice industry in the UK whereby consumers must now pay for consultations with professional intermediaries – but how [...]

One third of UK households have a financial safety net of £250 or less

13 November 2013

More than a third of people in the UK – around 8.8 million households – only have £250 or less set aside as a financial safety net according to research [...]

Thousands of households being stretched when paying for home-costs

11 November 2013

Almost a third of Britons are overstretching themselves when it comes to paying their mortgage or rent a survey for BBC Panorama found. The study found that 31% of people paying [...]

Energy bills – £111 hike for average SSE customer. Moneysupermarket urges customers to act now to fix tariffs.

10 October 2013

The UK’ s second biggest energy supplier SSE has added £111 to average annual bills affecting 7.3 million customers. The price rise amounts to an increase of 8.2%. Experts are [...]

Help to buy launches with lowest rate from RBS at 4.99% for two years

8 October 2013

The Help to Buy scheme has launched today though so far it is only banks with significant government backing actually offering mortgages with the best rate 4.99% from RBS. Halifax [...]

Thrifty Britain: The UK’s top saving tactics revealed

4 October 2013

In a bid to boost their coffers, the UK’s savviest consumers are saving hundreds of pounds a year by using every money-saving tool and discount at their disposal writes Philip [...]

Five top tips for future national lottery winners (provided you are prepared to pay two quid a ticket)

3 October 2013

The National Lottery is increasing both ticket prices and the potential jackpot from today. Tickets will increase from £1 to £2 and the average jackpot from £2.5 million to an estimated [...]

You are an adult when you achieve financial independence say 45% of Britons

26 September 2013

The average age of a grown up is now 29 years old or at least that is what specialist over 50s insurer RIAS is arguing. RIAS surveyed the public about [...]

Equity heavy homeowners in-line for top mortgage rates

12 September 2013

Homeowners who have a large amount of equity in their properties are in an enviable position right now writes Jill Insley. Mortgage rates for those who need a loan equivalent [...]

Attending university can be much cheaper in other EU countries (and many classes are in English).

11 September 2013

Steve Rees, managing director of debt consultant Vincent Bond & Co considers the benefits of looking abroad for university education. It’s back to school time and the new university terms [...]

Sports injuries abroad costing Britons £55m a year

11 September 2013

Britons accumulated medical bills totalling an average of £55million per year, after injuring themselves playing sport on holiday, new research from Direct Line travel insurance has revealed. Some 31 per [...]

‘Cost of dying’ rockets to £7,622 as local councils ramp up burial and cremation fees

4 September 2013

The cost of dying has reached £7,622 according to Sun Life Direct an increase of 7.1% since 2012 according to Sun Life Direct. The insurer, which offers products to help [...]

The moral dilemma which never was – dealing with poor advice about Arch Cru

2 September 2013

Advisers complain about the cost of the compensation scheme, where good advisers (and ultimately their clients) compensate the clients of bad ones. But faced with clients who had been disastrously [...]

Pocket money averaging £5.75 a week

27 August 2013

Three quarters of parents pay pocket money with an average of £5.75 paid each week or £23 a month. The Aviva Family Finances Report suggests that parents are contributing £43m [...]

Digging deeper into the world of card protection policies

23 August 2013

Investigative journalist Tony Levene, looks at the card protection policy universe. The Financial Conduct Authority (FCA) has reached an agreement with Card Protection Plan (CPP) , 13 high street banks [...]

One in four pensioners looking to downsize

21 August 2013

Millions of UK pensioners expect to sell their property and raise more than £60,000 in a bid to downsize and essentially make life easier writes Philip Scott. According to research [...]

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