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April 1, 2015 - Latest:

Nearly five million households are at risk of financial difficulty if fuel prices rise

31 March 2015

Nearly five million households are highly vulnerable to energy price rises because they spend more than 10% of their income on fuel, a new study has found. The research revealed [...]

Revealed: The top five credit cards to use while abroad

30 March 2015

With Easter and summer holidays fast approaching, David Mann, money expert at uSwitch.com shares his tips on the best five credit cards to make the most of your money when not only booking travel, but also [...]

Barclays and Lloyds top the City watchdog’s complaints list of shame for the second half of 2014

30 March 2015

Barclays and Lloyds Bank were the two most complained about financial services firms during the second half of last year according to the City watchdog. The latest complaints data published [...]

Don’t ignore the benefits of financial planning – at the start of the tax year…

30 March 2015

Too many people ignore the benefits of sensible financial planning at the start of each tax year writes Chase de Vere certified financial planner Patrick Connolly. Below he explains how [...]

British homeowners collectively estimated to have £433bn in savings despite the paltry rates on offer

30 March 2015

More than 2,000 homeowners are stashing away an average of £16,286, according to research commissioned by specialist buy-to-let peer-to-peer platform Landbay. The findings of the analysis which was carried out [...]

Gocompare launches current account switching service which pioneers the use of the government’s ‘midata’ initiative

26 March 2015

Price comparison website Gocompare.com has launched a current account switching service, which it claims will allow consumers for the very first time make a properly informed decision when it comes [...]

Rising motoring costs proving a major problem for young jobseekers

26 March 2015

The soaring cost of motoring is proving to be a major obstacle for young people’s job prospects, according to new research by uSwitch.com. The analysis from the price comparison site [...]

City watchdog the FCA looks to ban ‘opt-out’ sales tricks

25 March 2015

The City regulator, the Financial Conduct Authority (FCA) has announced plans to ban so-called opt-out selling in financial services markets. Opt-out selling is the practice of defaulting consumers into buying [...]

Making the most of low inflation – and where to find today’s best savings deals

25 March 2015

Lower inflation offers savers some respite in the current record low interest rate environment writes Savingschampion.co.uk founder and Mindful Money columnist Anna Bowes… There are many economic factors that affect [...]

UK high streets are a goldmine for burglars selling stolen goods

25 March 2015

New research has highlighted the ease with which burglars are able to dispose of stolen goods on the high street at pawn shops, second hand electronic stores and gold exchanges. [...]

Pension Wise – telephone service now open on 030 0330 1001

24 March 2015

A phone line to give guidance to people ahead of April’s pension reforms has opened, just two weeks before the changes take effect. Anyone over the age of 55 can [...]

Sainbury’s Bank extends 0% interest period on balance transfers

24 March 2015

Sainsbury’s Bank has extended the 0% interest period on new customer balance transfers on three credit card offers. The Sainsbury’s Nectar Balance Transfer Credit Card now offers 0% interest on [...]

As new pension freedoms arrive the City watchdog urges retirees to be ‘ScamSmart’

23 March 2015

The City watchdog, the Financial Conduct Authority (FCA), has launched the next wave of its ‘ScamSmart’ campaign aimed at raising awareness among consumers on how to spot dodgy investment scams. With [...]

Cancer Research remains the top charity among Britons but few have embraced digital donating

23 March 2015

The most popular charity to give to in 2014 was Cancer Research, which received donations from over half a million customers, according to the latest Halifax Giving Monitor. The top 10 [...]

Comparethemarket offers two for one cinema tickets to existing and new customers

20 March 2015

Comparethemarket.com has launched a new two for one cinema tickets reward scheme every Tuesday or Wednesday when they switch an insurance, energy, utilities or money products through the price comparison [...]

Budget 2015: 62% of consumers not feeling benefit of “comeback Britain”

19 March 2015

Despite the Chancellor George Osborne declaring that Britain is “walking tall again”, the majority of Britons, at 62%, are still not feeling the benefit of economic recovery claims new research [...]

From 2016, a basic rate taxpayer could have more than £70,000 before paying tax on the interest

19 March 2015

The Chancellor’s focus on savers continues and this time it covers everyone writes Mindful Money columnist and founder of Savings Champion Anna Bowes… We welcome any changes that bring some [...]

Ed Balls says Labour would not reverse any part of the Budget

19 March 2015

The Shadow Chancellor Ed Balls has admitted there was nothing in Wednesday’s Budget that the Labour would reverse if the party was victorious in May’s general election. Speaking to the [...]

Tax expert gives her view of changes to entrepreneurs’ relief changes and more

18 March 2015

Tina Riches, national tax partner at Smith & Williamson, the accountancy and investment management group considers the tax implications of the Budget for businesses. Entrepreneurs’ relief: Contrived structures and changes [...]

Personal allowance increase will save taxpayers up to £200

18 March 2015

The Chancellor has announced a further above-inflation boost to the personal allowance , which will mean a tax cut for 27 million people. In today’s Budget statement, George Osborne said [...]

Self-asessment tax returns to be scrapped

18 March 2015

The Chancellor has announced that the requirement for self-employed workers to file an annual self-assessment tax return will be scrapped. In his Budget speech this afternoon, Chancellor George Osborne said [...]

Chancellor reveals £1,000 tax break for savers and flexible ISA

18 March 2015

The Chancellor has unveiled a £1,000 tax-free allowance for savers and new flexibilities to allow Isa savers to take money out of their accounts without losing their allowance. In his [...]

Minimum wage to rise by 20p an hour to £6.70

17 March 2015

The national minimum wage is to rise by 20p an hour to £6.70 from October in a move that will help 1.4 million workers. The wage for apprentices will increase [...]

Damp, dodgy DIY and nasty odours – the top 20 property sale deal-breakers

16 March 2015

Damp patches staining walls and ceilings are the biggest deal-breaker for potential home-buyers according to a new survey from switching site Gocompare.com. The analysis found that 67% of people would [...]

Insurer warns on alarming trend of “less-drunk drivers”

16 March 2015

New research has revealed a worrying new trend, as millions of drivers take to the road because they thought they were “less drunk” than their passengers. According to a study [...]

One in three Britons falling behind on their housing aspirations

16 March 2015

Homeowners across the UK are failing to progress up the housing ladder as quickly as they had hoped according to new research from Lloyds Bank. The lender’s analysis found that [...]

London house price fall persists says RICS

12 March 2015

London continued to buck the UK-wide house price growth trend in February, as the capital was the only region where more price declines were reported than increases. According to the [...]

Motor insurance premiums on the up as whiplash claims soar

12 March 2015

Whiplash-type related claims have bounced back to near-record levels claimed insurer Aviva. It says the UK is on track to submit more than 840,000 motor injury claims to its claims [...]

Are you owed a refund from a previous energy supplier? UK households may be collectively due £235m

12 March 2015

A massive £235m of consumers’ cash could be lying dormant in the closed energy accounts of some 2.7m homes despite efforts by the industry to reunite customers with their money, [...]

Warning to elderly as two men are jailed for conning £88,000 out of vulnerable victims

11 March 2015

Two men have been jailed for defrauding vulnerable people out of more than £88,000 through a scam known as “courier fraud”. This is where criminals claim to be police officers [...]

New rules could help the families of missing persons to manage their finances

11 March 2015

The Government is set to rule on how the financial affairs of missing persons are managed. An estimated 327,000 missing person reports are filed with the police every year in [...]

Uninsured travellers could face medical bills of £25,000 or more, Foreign Office warns

11 March 2015

Uninsured travellers could face tens of thousands of pounds in medical bills if they have an accident abroad, the Foreign and Commonwealth Office (FCO) is warning in a new campaign. [...]

Do you live on the street with the slowest broadband in Britain?

11 March 2015

The street with the worst broadband in Britain has speeds that are 135 times slower than the road with the fastest connection, a new poll has revealed. Williamson Road in [...]

Pound reaches seven-year high against the euro in major boost for British holidaymakers

10 March 2015

The pound has climbed to a seven-year high against the euro, following the start of the European Central Bank (ECB) quantitative easing programme yesterday. Sterling rose 0.45% to reach €1.40 [...]

Payday lenders are failing customers in arrears, watchdog finds

10 March 2015

Payday loan companies are failing to treat customers who miss repayments fairly, an investigation has found. A review of the first twelve months of the Financial Conduct Authority’s (FCA) regulation [...]

UK savings rate hits a 10-year peak claims NS&I

9 March 2015

UK savers managed to squirrel away more money in 2014 than at any other time in the past 10 years claims new research from National Savings and Investments (NS&I). The [...]

Could changes to death charges on pension pots be signalling an IHT overhaul?

9 March 2015

The abolition of the 55% death tax charge on unused pension pots may be the signal that a significant revamp of inheritance tax (IHT) is in store in the Budget [...]

Budget 2015: Income tax threshold could increase by more than expected

9 March 2015

The Government is expected to hand 27m voters an income tax-cut in the upcoming Budget on 18 March. According to a report in The Sunday Times in its final Budget [...]

Charity warns access to marriage allowance must not become a “test of digital competence”

5 March 2015

Hundreds of thousands could miss out on a new tax break for married couples as a result of it only being made available to those who apply for it online. [...]

Pay-per-view online content consuming Britons with thousands spending more than £240 a year

5 March 2015

Whether it is House of Cards, Game of Thrones or the latest movies, paying to watch content online is swiftly becoming a significant new expense for people in the UK. [...]

Prolonged low interest rates have not helped but funding for lending really hit savers

5 March 2015

Thursday 5 March marks the six-year anniversary of the Bank of England base rate falling to a record low 0.5%. SavingsChampion.co.uk founder and Mindful Money columnist Anna Bowes looks The [...]

Six years and counting – Bank of England keeps interest rates at historic low of 0.5%

5 March 2015

Interest rates have officially been stuck at their historic low for six years with the Bank of England’s Monetary Policy Committee (MPC) today voting to keep the cost of borrowing [...]

Are first time buyers starting to rely less on the ‘Bank of Mum & Dad’?

5 March 2015

The amount of first time buyers relying on the so-called Bank of Mum and Dad to help bolster their deposit has dropped significantly according to new research. Clydesdale and Yorkshire [...]

EE and O2 raise monthly mobile bills

4 March 2015

Mobile providers O2 and EE have announced they will put up their prices by 1.1%. The increase is equivalent to the February inflation rate as measured by the retail prices [...]

Nearly half of employees want to quit and start their own business

4 March 2015

Nearly two in five employees (39%) are so fed up at work that they’re thinking of leaving their job to start their own business. New research out today from Towergate [...]

Average income returns to pre-crisis level

4 March 2015

Average household incomes have returned to pre-crisis levels, but  are still more than 2% below their 2009-10 peak, the Institute for Fiscal Studies (IFS) has found. New IFS projections suggest [...]

Barclays boss claims end of free banking would be better for consumers

3 March 2015

Barclays boss Antony Jenkins bank has told ITV News he wants to see the end of ‘free banking’ in a bid to boost transparency and competition. Jenkins, group chief executive [...]

PPI bill for the big banks passes £24bn

3 March 2015

The bill for the mis-selling of payment protection insurance (PPI) by the big five UK banks  has now reached £24.4bn. The calculations by the consumer group Which? come after several [...]

Weekly savings update: HSBC launches new ISA as Charter Savings Bank enters market

2 March 2015

Savingschampion.co.uk founder and Mindful Money columnist Anna Bowes looks at what deals are hitting the marketplace and whether they are worth your attention… Charter Savings Bank has entered the savings [...]

Shortage of adequate savings is keeping Britons up at night

2 March 2015

Nearly one in seven Britons are kept awake at night over money worries, which is ultimately impacting their day-to-day lives claims new research from TopCashback.co.uk. The analysis revealed that it’s [...]

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