28th August 2015
August bank holiday is traditionally the busiest time for motor insurance claims, here’s what you need to do if you’re planning a getaway.
Swinton Insurance has called on drivers to take care on the road this bank holiday after warning that motor claim calls increase 47% in the days after the long weekend.
Steve Chelton, Swinton Insurance head of claims, said: ‘The big bank holiday getaway has become something of a British tradition as families squeeze the last few days out of the summer holidays.
‘With a rare day of sunshine predicted for Monday, Brits are more likely than ever to get on the road to make the most of the last long weekend of the year. However, congestion and tailbacks are commonplace over bank holidays and can disrupt travel plans, while heavier traffic on the roads also brings an increased chance of accidents. Last year, we saw a spike of almost 50% in calls in the days immediately following the break compared with an average Tuesday, from drivers who experienced scrapes and bumps while travelling over the three-day weekend.’
Chelton said in order to avoid having to claim and bumping up the cost of your insurance, motorists should:
* Be extra alert for sudden or unexpected moves by other drivers, especially in heavy traffic
* Allow plenty of time for your journey to avoid unnecessary speed and plan routes carefully
* Tune into local radio stations for travel updates
* Avoid driver fatigue by taking a break every couple of hours and stay hydrated with plenty of water
Chelton also added that drivers should carry their insurance documents with them to make a claim before the break is over.
‘Though many motorists wait until they have returned from their weekend travels to make a claim, this compounds back-to-work blues as well as potentially causing delays in processing claims,’ he said.
‘We would advise drivers to carry insurance policy details when travelling and call us whenever needed.’