23rd October 2015
Insurance claims data suggests that there is a huge spike in claims says the Cooperative Insurance. After analysing claims data since 2013, the insurer can reveal that home theft claims increased by 38% in the five months after the clocks go back. Clocks go back this Sunday.
The data also shows that home thefts between November and March are more likely to be via forced and violent entry than in the summer months. In comparison thefts which are more opportunistic or deceptive, and are non-forcible are more prevalent in summer than winter months.
Motor insurance claims including thefts of, or from, cars also increases by 6% when daylight savings time ends. Claims analysts have found that in addition to the more difficult driving conditions such as icy, wet roads claims increase due to:
James Hillon, director of products at The Co-operative Insurance says: “Darker nights unfortunately lead to an increase in home burglaries, so when the clocks change this coming weekend we are urging people to be more vigilant when it comes to home security.
“Nobody should have to go through the trauma of having their property burgled. Whilst in a lot of cases it is simply a case of bad luck, there are things that homeowners can do to deter thieves such as ensuring lights are left on when no one is at home and installing CCTV cameras, or at least dummy ones, to make burglars think twice.”
The Co-operative Insurance’s top tips to protect your home from burglary
1. Leave a light on when you are out or invest in a light timer
2. Install exterior security lights at the front and back of your property
3. If possible, invest in a CCTV system
4. Don’t post your location on social media sites
5. Ensure doors and windows are locked
6. Set your burglar alarm
7. Ensure outbuildings/sheds are secured
8. Don’t leave valuables on display
9. Never leave car keys within easy reach of a letterbox
10. Don’t leave ladders outside your home
* Claims data was analysed from 2013, comparison between 5 months preceding the end of daylight savings time and 5 months after