Nearly half of holidaymakers believe travel insurance is “not necessary”

23rd July 2015


With the summer holiday season about to go into fifth gear, new research has found that a massive 44% of holidaymakers who go abroad believe travel insurance is unnecessary.

The analysis from Swinton Insurance found a third of travellers who go away without insurance confess to leaving it too late to sort out cover while a further 16% simply forget about it altogether.

But despite this, travellers who go abroad without insurance and incur out-of-pocket expenses can expect to pay an average of £257.86 each that would normally be covered by their travel insurance.

Stolen valuables and damaged luggage were the most common problems experienced by uninsured Brits, with delayed flights and accommodation problems coming a close second.

Mark Hallam, head of products at Swinton Insurance, said: “For many families, the annual summer holiday abroad is the highlight of the year, and sorting out travel insurance can easily slip to the bottom of the to-do list. However, our research shows that having to face unexpected expenses without the appropriate level of cover can hit the holiday budget hard.

“Arranging suitable travel insurance as soon as your holiday is booked means you are free to concentrate on planning a brilliant break, safe in the knowledge that you are covered against a range of eventualities.”

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