4th January 2016
Britons looking for some winter sun to avoid the New Year blues are being urged not to forget to take out appropriate travel insurance, no matter how short their trip.
Gocompare is warning would be travellers that without cover, they could be left footing the bill for expensive medical treatment if they have an accident or fall ill abroad.
In addition to medical cover, travel insurance provides a financial cushion against holiday plans being cancelled because of unforeseen events including illness, injury or redundancy, travel delays and for lost or stolen baggage, passports or other belongings.
Alex Edwards, Gocompare.com’s travel insurance spokesperson said: “An important but often overlooked, benefit of travel insurance is cancellation cover. So to fully benefit from their insurance, we recommend people buy travel insurance as soon as they have booked their trip abroad.
“Put simply, cancellation cover pays out for travel and accommodation costs if you’re unexpectedly unable to go on your planned holiday, but if you always leave buying travel insurance to the last minute, you could miss out on this key benefit.
“Tourists visiting cities can provide rich-pickings for thieves and pickpockets and again, travel insurance can provide a financial buffer if you are unfortunate to be a victim of crime.”
For those planning more than one trip abroad, Edwards recommends an annual travel policy, which can be a more cost-effective option.
In addition to covering you for multiple trips abroad, the majority of annual travel policies cover holidaying in the UK – which would include, for example, a city break in London or Edinburgh. While the insurance will not cover you for medical treatment in the UK it will cover other costs – such as pre-paid travel and accommodation if you have to cancel or cut short your trip as a result of illness or bereavement.
Gocompare.com reviewed 647 annual multi-trip travel and 635 single trip travel insurance policies and found: