Terms and Conditions
- 1 January 1999
If you have registered with us and subsequently change your details, you should immediately notify us of any changes by emailing the user support team at firstname.lastname@example.org
Any changes we make to the terms and conditions will be reflected on this page.
When you register, you are registering as a personal user of MindfulMoney. Access to registration areas is via your email address and password.
We allow you access to the registration areas of the site on the basis that:
(i) your email address and password are personal to you and may not be used by anyone else to access MindfulMoney.
(ii) you will not do anything which would assist anyone who is not a registered user to gain access to any registration area of MindfulMoney.
(iii) you do not maliciously create additional registration accounts for the purpose of abusing the functionality of the site, or other users; nor do you seek to pass yourself off as another user
(iv) you comply with these terms and conditions.
If, for any reason, we believe that you have not complied with these requirements, we may, at our discretion, cancel your access to the registration areas of MindfulMoney immediately and without giving you any advance notice.
2. Termination of registration
If we wish to bring the agreement to an end, we will do so by emailing you at the address you have registered stating that the agreement has terminated.
The agreement will terminate and your email address and password will become invalid on MindfulMoney immediately.
3. Use of material appearing on MindfulMoney
For the purposes of this agreement, "material" means material including, without limitation, text, video, graphics and sound material, published on the MindfulMoney network.
You may download and print extracts from the material and make copies of these for your own personal and non-commercial use only.
You are not allowed to download or print the material, or extracts from it, in a systematic or regular manner or otherwise so as to create a database in electronic or paper form comprising all or part of the material appearing on MindfulMoney.
You must not reproduce any part of MindfulMoney or the material or transmit it to or store it in any other website or disseminate any part of the material in any other form, unless we have indicated that you may do so.
If you wish to use our content other than as permitted by these Terms of Service, then you need written consent to do so.
4. Disclaimer of liability
To the extent permitted at law, we do not accept any responsibility for any statement in the material.
You must not rely on any statement we have published on MindfulMoney without first taking specialist professional advice.
Nothing in the material is provided for any specific purpose or at the request of any particular person.
For the avoidance of confusion, we will not be liable for any loss caused as a result of your doing, or not doing, anything as a result of viewing, reading or listening to the material or any part of it (except for death or personal injury attributable to our negligence and to the extent permitted at law).
You can access other sites via links from mindfulmoney.co.uk. These sites are not under our control and we are not responsible in any way for any of their content.
We give no warranties of any kind concerning mindfulmoney.co.uk or the material. In particular, we do not warrant that MindfulMoney or any of its contents is virus free.
You must take your own precautions in this respect as we accept no responsibility for any infection by virus or other contamination or by anything which has destructive properties.
5. Submitting graphical material and photography for publication
Interactions with our site are governed by our Community Guidelines which are incorporated in these Terms of Service.
You will be deemed to consent to these guidelines if you choose to post any content or comments to the site.
When you send a photograph or other graphical material to us you do so in accordance with these Terms of Service.
This means that you hereby agree that you have created the graphical works, or taken the photograph(s) you have sent to us, or you have permission from or are authorised by the owner of the material to send it (them) to us.
By submitting the material, you are granting us a non-exclusive, royalty-free licence to publish or republish, or otherwise use any such graphical works or photography in any format, including without limitation in print and electronic formats.
Selected photographs and graphical material will be published at the discretion of the editor and you will not be paid, even if your photograph(s) is (are) published.
We may cut, edit, crop or arrange your photograph(s) or graphic as we think fit to appear on the mindfulmoney.co.uk web site, and we may remove your photograph(s) or graphics at any time.
Your name will be published alongside your photograph(s) or graphic, but we may edit or delete any comments which you submit along with your photograph(s) or graphic.
IMPORTANT: You or the owner of the photograph(s) still own the copyright in the photograph(s) sent to us and are free to republish the photograph(s) wherever you or the owner wish and in whatever medium you or the owner want.
6. Submitting text for publication on MindfulMoney
- HSBC could leave UK, but resurrect Midland Bank before it goes
- What Tesco's record-breaking loss means for investors
- First rate rise expected in early 2016, say experts
- The number of people switching bank account rises 7% with Halifax and Santander the main beneficiaries
- Tesco posts worst loss of any UK retailer on record
- Forget freedom, retirees could be 'nudged' into turning pension into income
- Is value still to be found in Europe?
- Young people expect to retire with £95k in pension, but haven't started saving
- Strict mortgage checks encouraging borrowers to 'play' the system
- Homeowners believe next 12 months is best time to sell