Do your homework on your children’s education costs

We all want our children to have the best in life and education is an integral part of this. We all know that schooling and university is costly, and as an expat, educating your children abroad can be even more … Read More

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Statistics that show why we all need to save more

Working in financial services requires you to keep up to speed with the ever changing financial landscape and the many changes that come into play regarding legislation. And so in my quest to remain informed, and whilst studying for yet … Read More

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A little note about Standard Life’s offshore savings plan in the UAE

Do you have an offshore savings plan with Standard Life in the UAE? If so you need to read this! This week we experienced a rumble in the financial services industry as we saw Standard Life pull out of the … Read More

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How to be financially fit

Being financially and physically fit work hand in hand because your physical health and your financial health are arguably the most important factors affecting your well being, security, and your quality of life. People spend a lot of time worrying … Read More

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How ex-pats can get their currency conversion right

Whether you are comfortably settled as an expatriate, just about to make the big move offshore, or perhaps you’re thinking of repatriating home, making and receiving international payments can often be a laborious task. For many, international money transfers not … Read More

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The clock is ticking for public sector workers and their pension pots!

Are you in a UK public sector defined benefit scheme?  If so you have less than 10 months if you wish to transfer it. Why? The government is removing the right to transfer from public sector defined benefit schemes to … Read More

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The time has come! FATCA comes into effect today.

If you are from the US then you’ve probably heard of the Foreign Account Tax Compliance Act (FATCA), but are you aware of how it could affect you?  The legislation came into full effect on the 1st of July 2014 … Read More

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If I had a time machine – what I would tell my younger self about money

If I had a time machine I would set it for 2004. That is the year I stopped being a student, left university with what was a rather expensive certificate, and started full time work. I would use that time … Read More

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The income tax heat map of Europe

UK expats in the UAE should spare a thought for those left paying tax in the UK because they will have spent the first 147 days of the year working for the government! But Wednesday 28th May is UK Tax … Read More

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Personal allowance under threat for ex-pats following Budget

The UK is considering is a reduction in the personal allowance for non- UK residents. For the tax year 2014/15 the level of personal allowance in the UK is set at £10,000 for an individual. This is essentially the amount … Read More

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