Close to the ISA deadline? Maybe pick a low risk fund which you can transfer into something else when you’ve thought through the risks

Once a year we renew our car insurance and our car’s MOT and we generally know when our house insurance falls due. There are enough finance-related anniversaries in the year that even the financially apathetic should have a reason to … Read More

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Buying an annuity? Nine really important things to think about

The vast majority of people who buy an annuity from their existing pension provider would be better off if they shopped around according to in-depth research of the market by the financial watchdog. The Financial Conduct Authority’s recently published its … Read More

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Life Insurance – it’s not all about cost

So you need some life cover? A reluctant purchase if ever there was one. No one likes to think about this kind of thing but most of us recognise that when we’ve got dependents or a large liability like a … Read More

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The last five years before you retire are arguably the most important. De-risk your pension as you approach retirement

We are routinely approached by new clients who have, as retirement approaches, decided that now is the time they need some financial advice. The catalyst is usually a letter from their pension provider giving them what appears to be pre-subscribed … Read More

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Get a grip on your finances: the importance of completing a budget planner

Whether you are on the first step of the career ladder, a homemaker with a couple of kids, whether you are struggling to make ends meet or are financially astute, there are always steps you can take to improve your … Read More

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How to find a financial adviser who is right for you

In his first blog for Mindful Money, IFA Peter Chadborn puts himself in the shoes of someone looking for an adviser, and suggests that it is not a good idea to take financial advice from a bloke down the pub. … Read More

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