Should employers be forced by government to support employees’ days of volunteering work?

In July I publicly stated my considered view of the employee benefits legislative landscape at the end of the government’s term in 2020. In shortened form, my summary was as follows: -          More employer costs -          Fewer tax reliefs -          … Read More

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The problem with pensions being somebody else’s problem

Winston Churchill once said ““Democracy is the worst form of government, except for all the others that have been tried.” The great man was – and is – correct in saying that our political system is probably the best of … Read More

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A spoonful of sugar for the new pension minister

The new Minister for Pensions, Ros Altmann, will have her hands full over the next few months as she catches up with the huge levels of legislative change that are already in train in the pensions space.  Dr Altmann could … Read More

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Putting the independent in the Pensions Commission

The Conservatives have unveiled plans to appoint Ros Altmann in a new Ministerial post after the next election (should they win).  The role is to be that of Minister for Consumer Protection and Financial Education. It’s undeniably good news that … Read More

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An independent pension commission can only be a good thing for the future of pensions

It’s not often that I am able to write an entirely positive article relating to a Westminster missive on the topic of pensions.  Yet this is one such occasion. For I was delighted to see the following statement included in … Read More

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What employers may need to look out for if the lifetime allowance is cut again

Although we won’t know for certain until after this morning’s Budget speech has been delivered, leaked reports yesterday suggested that the Pensions Lifetime Allowance for savings is set to decrease once again. For those not immediately familiar with the Lifetime … Read More

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Are people really better off in a private pension arrangement than with their employer scheme?

The following passage in the March edition of the Chartered Institute of Personnel Development Employee Outlook survey caught my eye last week. It said that “just because someone is not saving through a workplace pension doesn’t mean that they are … Read More

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An early letter to the next pension minister (when appointed)

An open letter to the next Minister for Pensions (not to be read until May 8th 2015) Dear Minister, Many congratulations on your new post! Once you have found your feet, you will of course be considering the principle policy … Read More

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Why Labour should consider childcare costs and income protection as new lead policies

Filling the policy void (and helping people financially as well) The UK Labour party has focused for most of the last 5 years on two key areas – the cost of living crisis and controlling the cost of domestic fuel.  … Read More

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Auto-enrolment membership passes the five million mark (apparently)

You can tell we are in the run up to a General Election – as official Whitehall announcements and updates are starting to reflect some political weighting and spin.  Today’s announcement by the DWP is a case in point.  But … Read More

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