Auto-enrolment membership passes the five million mark (apparently)

You can tell we are in the run up to a General Election – as official Whitehall announcements and updates are starting to reflect some political weighting and spin.  Today’s announcement by the DWP is a case in point.  But … Read More

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By all means police mortgages, but let’s not be ageist

The following news item on the BBC website caught my eye last week: Over 40′s being “frozen out” of home loans The story suggests that rules handed down by the Financial Conduct Authority (FCA) to try and reduce credit risks … Read More

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Missing the signals?

The British – when faced with a fundamental truth they would rather not accept – have been known to simply ignore the facts placed before them. This is perhaps best summed up by no less a historical colossus than Lord … Read More

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Older workers: the challenges of keeping them engaged and productive

Back in July I wrote here about the rapidly increasing number of older workers in the UK – and also the need to keep these key employees engaged with their job and/or employer .  This is going to be really … Read More

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Men may be from Mars and women from Venus, but everyone needs to understand the financial reality of retirement

Different Planets? Men are from Mars, women from Venus apparently.  This quote is often used to justify the way that the two sexes appear to take different views on any given issue.  And, according to research from MGM Advantage published … Read More

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Do the proposed retirement guidance rules risk eroding free speech?

There’s rarely a week that passes when I don’t thank my lucky stars that my daughters are growing up in the UK.  Prosperity, the NHS, law and order and free speech are all things that we often take for granted … Read More

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Can the income protection industry learn from the pensions story?

As a nation we rightly spend an awful lot of money on protecting the things that are valuable to us through insurance products.  House, contents, car, life, travel, mobile phones and even pets are common insurance policies that the average … Read More

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Older workers, the growing skills gap and how legislation could actually make this worse

Two sides of the same coin? According to the recent DWP document Fuller Working Lives, older employees are set to form an increasing part of the UK’s working age population. Employees aged between 50 and state pension age currently represent … Read More

Posted in Retirement, Workplace pensions | 1 Comment

Are we really going Dutch on pensions?

A lot has been written about the commitment made in the recent Queen’s Speech to a new type of UK pension – one largely modelled on similar versions used in European countries such as Holland. Details on what is actually … Read More

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Tax Free Childcare: What about the losers? What choices do employers have?

The Chancellor’s March Budget speech will be best remembered for the seismic changes announced to the world of pension savings.  Yet this announcement overshadowed another important initiative in the employee benefits space:  the proposed changes, and improvements, to the new … Read More

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