There’s rarely a week that passes when I don’t thank my lucky stars that my daughters are growing up in the UK. Prosperity, the NHS, law and order and free speech are all things that we often take for granted … Read More
As a nation we rightly spend an awful lot of money on protecting the things that are valuable to us through insurance products. House, contents, car, life, travel, mobile phones and even pets are common insurance policies that the average … Read More
Two sides of the same coin? According to the recent DWP document Fuller Working Lives, older employees are set to form an increasing part of the UK’s working age population. Employees aged between 50 and state pension age currently represent … Read More
A lot has been written about the commitment made in the recent Queen’s Speech to a new type of UK pension – one largely modelled on similar versions used in European countries such as Holland. Details on what is actually … Read More
The Chancellor’s March Budget speech will be best remembered for the seismic changes announced to the world of pension savings. Yet this announcement overshadowed another important initiative in the employee benefits space: the proposed changes, and improvements, to the new … Read More
We have all been there. It’s human nature to build our long term plans based on the known facts at the time. The problem comes when the cornerstones of that planning is overtaken by events. And in such a situation … Read More
So we finally have a formal response to the Department of Work and Pensions (DWP’s) “Better workplace pensions” Consultation. I have been slogging my way through the full response, with an eye on those parts that are likely to be … Read More
Yesterday’s Budget speech finished with yet another grenade lobbed into the pensions legislative trench. The announcements yesterday were of massive change to the retirement options for savers in Defined Contribution (DC) pension plans. These are largely welcome moves, yet the … Read More
Three times in as many months I have heard talking-heads from the Employee Benefit industry advance the following opinion: “There is no money in pensions anymore.” The foundations for such comments appear to be the belief that pensions auto-enrolment reduces, … Read More
Limited budget for wage increases? Could better benefits hold the key to retaining staff as we finally emerge from the downturn?
A surprisingly sunny and warm day recently encouraged me to take a stroll along the seafront not far from where I live, and I soon realised that I was not alone in such a venture. After so many bad weather … Read More
Steve Herbert is Head of Benefits Strategy at Jelf Employee Benefits. One of the best known commentators in his field, Steve has a strangely impressive knowledge of the entire UK employee benefits market and regularly delivers quality seminars and blog posts on the subject. Steve also acts as a judge in HR and Employee Benefits industry awards, article writer, presentation skills coach, and product innovator. Steve is a member of the DWP’s Auto-Enrolment Intermediaries Forum, and also regularly responds to Government Consultations that impact on all aspects of employee benefit provision. He is occasionally accused of making employee benefits interesting.