22nd January 2016
If you live in South London’s Tulse Hill and Dulwich be warned you are in a burglary hotspot, with households in this area making the most insurance claims.
Research by Moneysupermarket found London is the UK’s burglary claims capital and home to 16 out of the 20 hotspots.
South Tulse Hill and Dulwich postcode SE21 is the number one claims hotspot with 61.2 claims per 1,000 insurance quotes.
East London postcodes dominate the next three spots, with Clayhill (IG5), Redbridge (IG4) and Gants Hill (IG2) taking the places.
Other London suburbs that make the top 20 include affluent North Kensington (W10) and north London’s Whetstone (N20) and Cockfosters (EN4), as well as New Southgate (N11).
Outside of the capital, West Bromwich (B70) takes 11th place with a rate of 45.5 burglaries per 1,000 quotes. Hawksworth and Kirkstall in Leeds LS5) also make the top 20.
In the north west, Chorlton-cum-Hardy in Manchester (M21) also made the list.
The safest areas with the lowest number of burglaries are Harbury near Leamington Spa (CV33) which had just 0.7 claims out of 1,000 quotes. Wiltshire’s Amesbury and Durrington (SP4) came second with just 1.2 claims and Welsh university town Aberystwyth (SY23) came in third.
Kevin Pratt, consumer affairs expert at Moneysupermarket, said: ‘Burglars have two thoughts uppermost in their minds: where am I most likely to find something worth stealing and where am I least likely to get caught?
‘Our findings suggest thieves favour busy urban areas where strangers are unlikely to be spotted and it’s easy to make a quick getaway. But leafy suburbs are also heavily targeted, with burglars following the money to affluent areas.’
He said households should be vigilant about security and insure their items in case the worst does happen.
‘The best way to avoid the emotional turmoil and financial distress associated with a burglary is to be vigilant, make a concerted effort to secure your home and put in place the safety net of appropriate contents insurance in case the worst should happen,’ he said.
‘Contents insurance represents great value – the average cost of combined buildings and contents cover is £110. But anyone who hasn’t switched for a number of years will probably be paying substantially more, making it important to shop around for a more competitive price the next time the policy is up for renewal.’
If you want to check whether you live in a high risk area, you can use Moneysupermarket’s burglary claims calculator: http://www.moneysupermarket.com/hubs/burglary-hotspots/
Five tips for keeping your home safe:
1. Always keep doors and windows locked when your home is unoccupied, and when you’re asleep at night
2. Install timers on your lights so they come on at night when you’re not home
3. Ensure items of value are kept away from easy view through windows and don’t leave house or car keys where they can be reached through a letterbox
4. Install and use a suitable alarm system and join a Neighbourhood Watch scheme
5. Ensure your home contents insurance is fully up to date and provides enough cover for all your belongings